Credit Unions

Credit Unions

Baldini Lang LLC is dedicated to providing high quality legal services and advice to credit unions. Whether efficiently and effectively negotiating a core processing agreement with Fiserv, FIS, Jack Henry or another core vendor or interpreting complex regulations, we put our skills and experience to work as passionate and collaborative advocates for our credit union clients.

We understand and believe in the credit union mission of being not-for-profit, member-owned financial institutions run by committed employees and governed by volunteer boards.  We advise our credit union clients on a wide range of matters, including:

  • Vendor contract drafting, negotiation and due diligence
  • Core processor RFP’s, contract drafting, and negotiations
  • Federal and state regulatory compliance
  • Regulatory disclosures and policies
  • Regulatory examinations conducted by state and federal regulators
  • Privacy notices and policies
  • Information security and breach response and notifications
  • Employment matters, including hiring, employment agreements, terminations, and reductions-in-force, as well as drafting employee policies and handbooks
  • State and federal charter expansions and conversions
  • Mergers
  • CUSO's
  • Day-to-day operational matters, such as member and account transactions, subpoenas, and check disputes
  • Minute books, bylaws, and other corporate records
  • Member meetings and votes
  • Director meetings and resolutions
  • Compliance and ethics programs
  • Dispute resolution and litigation